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Discuss in detail the qualitative means of central bank fall control? North : Qualitative or Selective Credit Controls The central bank lacks numerical tools to effectively control the credit formation of a commercial bank. There are some flaws in it. For example, with the help of numerical tools, the total amount of money in the economy can be increased or decreased, but the money in the economy cannot be diverted from the wrong sector to the right sector. Also, numerical tools apply equally to all areas. But in reality, different policies need to be implemented for a particular component, for a particular area. Numerical tools fail for that. So along with that, the central bank does quality tools. Interpretation:  "" The tools used by the central bank to divert money from the non-essential sector to the required sector. These tools are called qualitative or selective or differential falls control tools. " "When the purpose of the central bank in a country is to di...

 Give tips. CRR Cash Reserve Ratio  (Cash Reserve Ratio CRR) Statutory Liquidity Proof (SLR) North : Section 42 (1) of the Reserve Bank of India Act empowers the central bank to make changes in the cash reserves of commercial banks. Accordingly, the central bank controls the credit formation of commercial banks by changing the number of cash reserves. "Cash reserves The amount of cash deposited by a commercial bank with a certain amount of their total deposit as a reserve fund is called a cash reserve fund." The central bank has the right to decide what the ratio should be. The central bank may change it from time to time depending on the situation. That change affects the creditworthiness of commercial banks. At a time when the country is in a boom. Commodity prices are rising, inflation is on the rise, and money in the economy is running high. The central bank's objective is to curb it. Central banks then increase the number of cash reserves. As a result, high-powered m...

Buy and sell Central Bank open market bondsDiscuss the tool in detail? north : Open Market Debt Bonds (Open Market) Operations: -  The buying and selling of debt securities in the open market is another important tool of the central bank's numerical control system. Trading in the open market began with World War II. This tool has an immediate effect on the purchasing power of the economy. Therefore, this tool is widely used by the central bank. What are debt securities before looking at the way it reacts in the economy? It is worth watching. So the simplest definition of a debt bond is as follows. Debt bond: -  "Debt bond is a written promise or agreement made by the government to a person or entity for a specific period of time, at a fixed interest rate." When the government needs money, such loans are issued and it is raised through sales through the central bank. The central bank, in line with its monetary policy objectives, controls the decline by buying and selling s...

Give notes Bank rate   Answer: 1) Bank Rate  Bank Rate is considered to be the oldest and most effective means of controlling the decline of the Central Bank. This is because changes in bank rates have an immediate effect on the number of currencies in the economy. Therefore, the central bank rate is used as a numerical tool to control the decline.  Explanation: 1) "Bank rate is the rate at which the central bank lends money to commercial banks." 2) "The rate at which the central bank restructures the merchant bank's dowry is called the bank rate. Market rate:   "The interest rate at which commercial banks lend to the borrower is called the market interest rate." There is a close relationship between bank rates and market rates and they are interdependent. Also, the market rate is always higher than the bank rate. This is because commercial banks make a profit by borrowing from the central bank and paying a higher rate to the borrower. Changes in bank rates...

Explain the reasons for the need for a central bank?  Answer: Reasons for the need for a central bank: -  In every country in the world, the central bank appears to have originated in the early 20th century. But before that, before the establishment of the central bank, were there no financial transactions in the country? If financial transactions are taking place then why there is a need to set up central banks. So that the central bank appears in every country today. It seems important to find out why. So here we will look at the reasons for setting up central banks. The reasons can be stated as follows. 1) Deciding monetary policy: -  The central bank has the main responsibility to make the fiscal policy announced by the central government a success. Accordingly, the central bank announces its own monetary policy. That policy is called monetary policy. Through this, the central bank uses quantitative and qualitative means to distribute the currency in the economy accor...

 भारतीय मध्यवर्ती बँकेची (RBI) रचना आणि व्यवस्थापन थोडक्यात सांगा ? Formation of Central Bank of India (RBI) Financial year and management of RBI उत्तर : मध्यवर्ती बँकेची रचना आणि व्यवस्थापन (Structure of Management of Central Bank)  रिझर्व्ह बँक ऑफ इंडिया अॅक्ट १९३४ नुसार १ एप्रिल १९३५ रोजी रिझर्व्ह बँक ऑफ इंडियाची मध्यवर्ती बँक म्हणून स्थापन झाली. रिझर्व्ह बँक ऑफ इंडिया अॅक्ट १९४८ नुसार १ जानेवारी १९४९ रोजी भारतीय रिझर्व्ह बँकेचे राष्ट्रीयकरण करण्यात आले. स्वातंत्र्यानंतर आर्थिक, सामाजिके, राष्ट्रीय हित लक्षात घेवून भारतीय रुपयाचे अंतर्गत आणि आंतरराष्ट्रीय मुल्य स्थिर ठेवणे, पतविषयक योग्य धोरण निश्चित करणे, बँकाचे रचनात्मक संघटन करून त्यांच्यातील अस्थिरता दूर करणे, संकटकाळात बँक व्यवसायाचे संरक्षण करणे, आर्थिक व्यवहारातील विविध प्रकारच्या समस्यांच्या निराकरणासाठी समस्या निरसन केंद्र स्थापन करणे, देशातील महत्त्वपूर्ण बाबीसंबंधी आकडेवारी गोळा करणे, पत नियंत्रण करणे, इत्यादी कारणासाठी भारतीय मध्यवर्ती बँकेची स्थापना करण्यात आली. वरील सर्व जबाबदारी पार पाडण्यासाठी व तिच्या कार्य...

सुविचार संग्रह  30 महत्वाच्या सुविचारांचा साठा सुविचार शाळा हे समाजाने समाजाच्या विकासासाठी निर्माण केलेले एक संस्कार केंद्र आहे. सत्य ,समता, स्वातंत्र्य याचा मिलाफ आणि आचार ,विचार ,उच्चार यांचे उगमस्थान म्हणजे शिक्षण- क .भा .पाटील चारित्र्याचा विकास घडविते ,तेच खरे शिक्षण. सन्मान आणि सुख प्राप्त करण्याचे समाधान म्हणजे शिक्षण - आरिस्टाटल दुसऱ्याच्या दुखांचा जो विचार करावयास शिकला तोच खरा सुशिक्षित. वाचन माणसास पूर्णत्वाकडे नेते, संभाषणाने माणूस तत्पर बनतो. मुलांचे मोठेपण आईच्या हाती असते. नम्रता हाच खरा माणसाच्या दागिना होय. सदाचार हा माणसाचा खरा अलंकार आहे. भीतीच्या पोळी पेक्षा कष्टाची भाकरी केव्हाही चांगली. ज्ञानाचा प्रसार म्हणजेच समतेचा विस्तार- साने गुरुजी. जीवन फुलासारखे असू द्या पण हे मात्र मधमाशा सारखी ठेवा. कुसंस्कार सुरण व सुसंस्काराचे उन्नती हेच खरे शिक्षण होय. शिक्षण म्हणजे समाज सुधारणा- पेस्टलॉजी. शिक्षण म्हणजे आत्म्याच्या विकासाचे साधन होय. व्यक्तिमत्व विकासाचे व सामाजिक क्रांतीचे प्रभावी साधन म्हणजे शिक्षण. बाल मनाची कळी प्रेमाच्या फुंकरेन फुलवीत तेच गुरू. सशस्त्र माण...

 मध्यवर्ती बँक (Central Bank) भारतातील मध्यवर्ती बँकेचा इतिहास :-  इंग्रज सरकारनी व्यापाराला चालना देण्यासाठी भारतात अनेक व्यापारी बँका स्थापन केल्या. तसेच स्वदेशी चळवळ व स्वातंत्र्य लढ्यामुळे अनेक ऐतदेशीय व्यक्तीने व्यापारी बँका स्थापन केल्या. अनेक व्यापारी बँकेच्या स्थापनेमुळे त्यांच्या प्रगतीबरोबरच पैसा आणि पतपैसा याचा देशातील वापर वाढला. त्यामुळे भारतात अशा बँकावर व तिच्या व्यवहारावर नियंत्रण ठेवून पैशाची जबाबदारी स्विकारणाऱ्या बँकेची आवश्यकता वाटू लागली. इ.स. १८७३ मध्ये श्री वॉरन हेस्टिंग्ज' यांनी लिहिलेल्या पत्रात भारतात मध्यवर्ती बँक स्थापन करावे असे नमुद केले होते. त्यानुसार भारतात मध्यवर्ती बँक स्थापन करण्याचा पहिला प्रयत्न झाला. त्यानंतर अनेक अर्थत गांनी, विचारवंतानी व राज्यकर्त्यांनी मध्यवर्ती बँक स्थापन करण्याच्या शिफारशी केल्या. सन १९१३ मध्ये 'चेंबरलीन आयोगा' चे सदस्य लॉर्ड केन्स यांनी भारतासाठी मध्यवर्ती बँक निर्मितीची आवश्यकता स्पष्ट केली होती. १९२१ मध्ये पुन्हा एकदा मध्यवर्ती बँक स्थापण्याच्या हालचालींना वेग आला. यावर्षी तीन प्रेसिडेन्सी बँकेच्या एकत्रीकरणात...

Question and answers. MCQ 1) The poem 'Another's Sorrow' is written by......................... ('Another's Sorrow'    .......................यांनी लिहिली.) A) William Blake C) Lord Byron B) William Wordsworth D) Sir Philip Sidney 2) The poem is about............. (प्रस्तुत कविता...............विषयी आहे.)  A) Sympathy and humanity B) Love and beauty C) frustration & nervousness D) Betrayal and disappointment 3) In this poem the poet is talking about ......  (प्रस्तुत कवितेत कवी......... विषयी बोलत आहे.) A) Another person's pain or grief.. B) A father's pain and a mother's grief. C) Achild's suffering. D) All the above. 4) How many stanzas include in the poem 'Another's Sorrow'? ('Another's Sorrow' f f ?) A) Six B) Eight C) Nine  D) Twelve 5) When the poet saw another's grief.......... (जेव्हा कवी दुसऱ्याचे दुःख पाहतो तेव्हा ) A) he cannot feel sorrow. B) he cannot sleep at night. C) he cannot seek for kind relie...

Practical Notebook Biology Standard XII  Study of flowers  Biology  Answers Practical Notebook Standard XII Class-12th science You have to wait 60 seconds. JavaScript needs to be enabled in order to be able to download. 4. Study of flowers adapted to pollination by different pollinating agencies (Wind and Insects)  Aim:  To study different adaptations shown by flower Requirements: Flowers of grass, maize, Salvia, Ocimum, Brassica, etc, forceps, hand lens, slide, etc.  Observe the given flower with the help of a hand lens and note down different adaptations for pollination.   Maize flour (wind pollination):  The flowers are unisexual and the plant is monoecious inflorescence terminal (panicle of spikelets) while the female inflorescence is compound spadix, borne axillary.  Flowers are small inconspicuous, non - attractive without color, odor, and nectar.  The perianth is reduced to two lodicules.  Stamens a...

  Practical Notebook Biology Standard XII Biology  Answeres Practical Notebook Standard XII Class-12th sciences  3. Study of Imbibition using dried seeds/raisins.   Aim:  To study the imbibition using seeds or raisins.   Requirements:  Water, beaker, dry seeds or raisins, etc.   Principle:  Imbibition is the adsorption of water or any other solvent without forming a solution.  The different hydrophilic substances present in plant cells or cell walls, imbibe water.  Figure by using raisins  Procedure: Take some dry seeds or raisins in a beaker or Petri dish or bowl.  Add an ample amount of water to it.  Keep the set up for a few hours and observe the change in Observation: The seeds or raisins kept or soaked in water show change in their volume showing the swollen structure and seed coat/raisins shows softening.   Conclusion:  When seeds are immersed in water, they swell due to imbibition....